OSCA Health Insurance Lifestyle Health Plans |
The OSCA is pleased to offer group medical, dental, vision and life insurance option through Lifestyle Health Plans. There are sixteen different benefit levels (see Lifestyle Health Proposal sample group PDF) available to meet a wide range of benefit needs and premium ranges (when you apply, all sixteen benefit plans are quoted for your convenience, along with the ancillary plans). All plans offered are fully funded insurance plans, meet ACA guidelines and qualify as credible coverage.
Group insurance is available to employer groups of two or more employees; the plan may not cover individuals on their own. Spouses in a family-owned practice may be considered two employees with completion of separate applications for coverage. An employer will need to have roughly half of their eligible employees participate. Employees that have coverage already may decline coverage.
The application process is easy and the OSCA have endorsed selected insurance professionals to work with you (please see the OSCA contact list). The application usually takes 10-15 minutes for an individual to complete.
For your convenience you may search both available networks to find providers near you: For PHCS/Multiplan go to: Multiplan.com
Given the current options available to small employers and families as a result of the changes in the insurance market, the OSCA encourages you to inquire about these exciting new programs. If you have any questions about the plans, we encourage you to contact one of the insurance representatives in your area.
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